When owning a business, properly covering yourself, your employees, and the company as a whole is a must. Alcorn Insurance Agency can help set you up with the proper forms of insurance.
There are different forms of insurance any business owner needs to consider. Property insurance is one of the most common. It helps pay for losses and damage to the real estate. Some companies might require boiler and machinery insurance, which can also be referred to as equipment breakdown insurance. Many of the insurance policies depend specifically on the kind of building and what sort of company it is.
Debris removal insurance and builder's risk insurance are commercial insurance offerings, as is glass insurance. Depending on the property insurance coverage, glass breakage may not be completely covered based on the situation. Glass insurance covers it specifically in order to avoid any kind of damage to windows throughout the building.
Business interruption insurance coverage is not required but often recommended, especially in states with a lot of snow fall. If snow fall shuts down the business and prevents it from being open, business interruption insurance makes up for the loss of sales revenue for the day. It also helps pay salaries, rent, taxes and net profits.
Other insurance policies we offer that can help a business include crime insurance, fidelity bonds, Tenant's Insurance, and several other options. By insuring against the worst outcome, a commercial company can feel safe and secured, regardless of the kind of business it is.
When owning a commercial business, having the right insurance coverage is a must. Alcorn Insurance Agency is on hand to make sure you always have the necessary coverage. So, give us a call and we can help set you up with what is needed.