Many lessors do not invest in renters insurance because they believe that such coverage is not necessary. Some use the excuse of having too few things of value, while others blame their budget for the lack of coverage. The truth, however, is that there is no possession too small or budget spread too thin to afford renters insurance because failing to have a policy can come with detrimental consequences.
As with automobile coverage, renters have the option of choosing from various packages when selecting insurance that is right for them. Perhaps a policy that covers the smallest valuables in the house has a premium too expensive for the budget. Consider, instead, insuring large appliances that would bring about financial setback if they all had to be replaced at once. Independent insurance agents are dedicated to finding the right fit for every renter's budget.
While it is true that the central reason for renters insurance is to give lessors protection in the instance of their personal valuables being destroyed, coverage also extends to property damage and physical injury incurred by others while in your residence. This means that a friend can receive payout from your insurance policy if she happens to break her leg while Visiting you at home. Of course, there are limitations to the policy and Centralia, IL renters insurance agents can help you navigate the system.
Alcorn Insurance Agency is dedicated to giving customers the best insurance policies. Our independent insurance agents are knowledgeable and capable of crafting the perfect plan that meets your needs. We invite you to use our online quoting tools, or come in to our office for a personalized quote today!
"I’ve been a customer of Alcorn Insurance Agency for 25 years. If I have any questions regarding my policy, Scott calls me back to answer my questions directly. I appreciate the fact that he is always willing to travel to Salem to deliver policy information, whenever it would just be easiest to do that by fax. Scott truly cares about his customers.”
“Hi, My name is Chad Henry, I have been a customer of Alcorn Insurance for quite some time. I have been truly impressed by the efforts all of the employees, they have gone above and beyond to make sure my insurance needs have been met. When I started my new business, they took the time to find coverage that exceeded my expectations and did it at a price that was very fair. Alcon Insurance delivers exactly what we should look for, as customers, when we purchase insurance. They are LOCAL, Family Owned and they truly care about the customers that trust them as an Insurance Agency. I know I am in a better position because of their advice and knowledge. Give them a shot at earning your business, YOU WILL BE HAPPY WITH THE OUTCOME.”
"Scott helped me with all of my insurance needs. I believe he is the most knowledgeable insurance agent in Southern IL."
Matthew, Centralia, IL
"Alcorn Insurance helped me with Insurance for my Business. The Agent Was Very Informed And Made The Decision Very Clear For My Particular Situation."
BB, Centralia, IL